Plutio vs Copilot (Assembly): which fits your business in 2026?
Plutio is a genuine project management tool with Kanban and Gantt views, time tracking, and metered AI, starting at $19/mo. Copilot (now rebranded Assembly) is a client-communication and billing hub starting at $39/mo for a single internal user, with no real project delivery views. Teams that need to manage internal work, not just client messaging, get more from Plutio — and more still from a platform built for both.
At a glance
Plutio is an all-in-one work management tool for freelancers and small teams, with its entry plan capped at 9 active clients and white-labeling sold as an add-on. Copilot rebranded to Assembly: a client-portal platform for service firms focused on messaging, billing, and forms, priced per internal user starting at $39/mo.
| Feature | Plutio | Copilot (Assembly) | OnBrio |
|---|---|---|---|
| Starting price | $19/mo | $39/mo | $29/mo (free plan available) |
| Transaction fees on payments | Processor fees apply | Processor fees apply | None |
| Proposals + e-signature | Included | Included | Included |
| Contracts | Included | Included | Included |
| Client portal | Basic; white-label add-on | White-label on Advanced+ | White-label |
| CRM pipeline | Basic | Included | Full |
| Project management | Included | Basic tasks | Full |
| Kanban / Gantt views | Included | × | Included |
| Time tracking → invoice | Included | × | Included |
| Invoicing | Included | Included | Included |
| Automation builder | Metered workflow actions | Metered automation tasks | All paid plans |
| AI assistant | Metered AI credits | × | Agency Brain |
| Team seats | 0 on Core, 30 on Pro | 1 (Starter), 3 (Professional) | 5 on Agency plan |
| Mobile app | × | × | Included |
Who should pick which?
Pick Plutio if you are:
- Solo operators comfortable with a client cap
- Kanban/Gantt project views on a budget
- Teams scaling contributor seats gradually
Pick Copilot (Assembly) if you are:
- Service firms wanting a polished client messaging hub
- HIPAA compliance needs (Advanced plan)
- Businesses that don't need internal project views
Pick OnBrio if you need:
- Proposals, contracts, portal, projects, and invoicing in one workspace
- Kanban and Gantt project views with team seats
- Time tracking that flows straight to invoices
- A white-label client portal under your brand
- No transaction fees on client payments
Trade-offs to know before you decide
Plutio limitations
- Core plan caps active clients at 9 per month
- No team contributors on Core — 30 requires the $49/mo Pro plan
- White-label branding is a paid add-on
Copilot (Assembly) limitations
- Starter plan includes only 1 internal user; extra seats cost more per plan
- No real project management — task list only, no Kanban or Gantt
- No time tracking or AI assistant
- Enterprise-level features start at $2,000+/mo
Comparing other tools? See all OnBrio comparisons or the deep dives on Plutio alternatives and Copilot (Assembly) alternatives.
Common questions.
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